Suffolk Financial Advice and Support
Losing a loved one is an emotional time, and the financial aspects can feel overwhelming. Understanding the support available can help ease some of the burden. Below is a guide from Suffolk Direct Cremations on financial assistance and advice services available in the UK.
1. Bereavement Support Payment
The Bereavement Support Payment is a government benefit for those who have recently lost a spouse or civil partner. It provides a lump sum payment, followed by monthly instalments depending on your circumstances.
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Eligibility:
- You must be under State Pension age.
- Your partner must have paid National Insurance contributions for at least 25 weeks.
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Contact:
- Phone: 0800 731 0469
- Apply online: Bereavement Support Payment
2. Funeral Expenses Payment
For those on a low income or receiving certain benefits, the Funeral Expenses Payment can help cover funeral costs, including:
- Cremation or burial fees
- Death certificates
- Travel expenses for the funeral
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Eligibility:
- You must be responsible for funeral costs.
- You must be receiving benefits like Universal Credit, Income Support, or Housing Benefit.
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Contact:
- Phone: 0800 731 0469
- Apply online: Funeral Expenses Payment
3. Pension Credit Bereavement Payment
If you or your partner were receiving Pension Credit, you may be eligible for additional financial support following your partner’s death. This may include:
- A one-off payment
- Ongoing financial assistance
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Contact:
- Pension Service Helpline: 0800 731 0469
- More information: Pension Credit
4. Charitable Support
Turn2us
Turn2us is a national charity that helps people in financial need access welfare benefits, grants, and support services.
MoneyHelper (formerly Money Advice Service)
Provides free and impartial advice on managing finances, debt, and planning for the future, including bereavement support.
StepChange Debt Charity
Offers free debt advice and solutions, helping with budgeting, creditors, and debt management after a bereavement.
Cruse Bereavement Support
Provides emotional and financial guidance on bereavement, including benefits and financial planning.
5. Local Authority Support
Your local council may offer services such as:
- Help with funeral costs
- Emergency grants
6. Citizens Advice Bureau (CAB)
The Citizens Advice Bureau offers free, confidential, and independent advice on:
- Money management
- Legal issues
- Bereavement-related financial support
7. National Bereavement Service
The National Bereavement Service provides free, confidential advice on:
- Financial support options
- Practical arrangements after a death
Seeking Financial Support
It’s important to explore all available options for financial support after a bereavement. Whether you need help with immediate costs or long-term financial planning, these resources are here to provide guidance and support during this difficult time.